How to Apply for 500 Thousand Social Housing?

📍 e-Government and Bank Branch Guide (2025)

Applications for the 500 Thousand Social Housing Project are made through two different channels:

• ✔️ Online application via e-Government
• ✔️ Face-to-face application at authorized bank branches

In both methods, payment of the application fee is mandatory, and application requirements must be met for the application to be valid.

In this guide, I explained step by step all the information you need to complete your application with official sources.

1️⃣ Most Important Dates for Application

According to the official booklet:

• Application Dates: November 10, 2025 – December 19, 2025
• Lottery Dates: December 29, 2025 – February 27, 2026
• Application Fee: 5,000 TRY

📌 e-Government applications end on December 18, 2025.

2️⃣ Pre-Application Checklist

The applicant must:

• ✔️ Be a Turkish citizen for at least 10 years
• ✔️ Have reached 18 years of age
• ✔️ Only 1 application per household
• ✔️ Have no registered independent housing within Turkey
• ✔️ Household income within limits

3️⃣ Application via e-Government (Step by Step)

⏱ Average time: 3–5 minutes

🧩 Steps:

1️⃣ Login to e-Government → e-devlet.gov.tr 2️⃣ Select "TOKİ – Housing / Workplace Application" service 3️⃣ Select province and project to apply 4️⃣ Approve the commitment form with application requirements 5️⃣ System automatically opens an account in your name at the bank → IBAN sent via SMS 6️⃣ Application fee deposited via ATM/EFT/Wire transfer → If not deposited, application is automatically cancelled

📌 When everything is done: Application status is tracked from "Application List" screen

💡 Advice: Application screenshot + receipt must be saved.

4️⃣ Application from Bank Branches (Step by Step)

Authorized banks:

• Ziraat Bank
• Halkbank
• Emlak Participation Bank

Required Documents

| Status | Required Document | |--------|-------------------| | General Application | Turkish ID Card | | Disabled Citizens | Disability report (also accepted at contract stage) | | Retirees | Retirement certificate from SGK | | 3 or More Children | Population registry with events |

Transaction steps:

1. Go to authorized branch with ID
2. Sign application commitment form
3. Pay 5,000 TRY application fee to bank staff
4. Confirm application is entered into system

⛑ Advantage: Bank staff checks requirements with you ⚠️ Disadvantage: Branches can be crowded during application rush

5️⃣ Common Application Mistakes (And Solutions)

| Mistake | Result | Solution | |---------|--------|----------| | Application made but fee not deposited | Application cancelled | Immediately EFT/ATM to IBAN | | Two applications from same household | Second spouse's application cancelled | Only 1 person should apply | | Wrong category selection | Disadvantage in lottery | Review category requirements carefully | | Residence requirement not met | Application invalid | Address record must be updated |

6️⃣ How to Get Application Fee Refund?

Fee is refunded to those who do not win eligibility according to lottery result:

• Bank branches
• ATM
• EFT/Wire transfer

Refunded in a short time.

🎯 Important: Families of Martyrs – Terror Casualties do not pay application fee.

7️⃣ What Happens After Application?

1️⃣ Eligibility Determination Lottery ➡️ December 29, 2025 – February 27, 2026 2️⃣ Eligible winners are invited to contract

• ➡️ 10% down payment is made
• ➡️ Installments start next month

3️⃣ Second lottery determines exact block/floor/apartment location 4️⃣ Construction + delivery + title deed transfer process begins

8️⃣ Who Should Apply Quickly?

This project is an unmissable opportunity especially for:

• Those renting who want to own a home
• Families meeting household income requirements
• Youth aged 18–30 (separate quota)
• Retirees (separate quota)
• Families living in earthquake zones

9️⃣ Ready to Apply Right Now? ✔️ Checklist

• ☑️ 10 years citizenship
• ☑️ Not renting/homeowner
• ☑️ Household income within limits
• ☑️ Meet residence requirement
• ☑️ 5,000 TRY application fee ready
• ☑️ Only me/my spouse applying

If all ✔️ → you can apply 🎯

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🧮 Calculate Before Application

Installment Calculator - View installment plan before applying.

📌 Check Requirements Again

Application Requirements Guide - Detailed application requirements

Conclusion

Application process for 500 Thousand Social Housing Project: → Meet requirements → Choose a channel (e-Government / bank) → Deposit application fee → Wait for lottery → If you win, become a homeowner 🏡