What is the Social Housing Project?

The 500 Thousand Social Housing Project is a comprehensive initiative launched by the Turkish government to provide affordable housing opportunities for citizens who want to own a home.

Who Can Apply?

Basic Requirements

1. Citizenship: Must be a Turkish citizen for the last 10 consecutive years
2. Age: Must be 18 years or older
3. Residence: Must have resided in the application city for at least 1 year
4. Property Ownership: No registered independent property under applicant or spouse's name
5. TOKİ Agreement: No previous housing agreement with TOKİ

Income Requirements

• For Istanbul: Total annual household income must not exceed 145,000 TRY
• For other cities: Total annual household income must not exceed 127,000 TRY

Quota Distribution

The project has reserved quotas for different groups:

• 5%: Families of martyrs and veterans
• 5%: Citizens with at least 40% disability
• 10%: Families with 3 or more children
• 20%: Youth aged 18-30
• 20%: Retirees
• 40%: Other applicants

Payment Plan

Down Payment and Initial Costs

• Application fee: 5,000 TRY (Free for families of martyrs and veterans)
• Down payment: 10% of housing value (At contract signing)
• Installment period: 240 months (20 years)

Installment Increases

Installments increase every 6 months. The increase rate can be based on:

• Civil servant salary increases
• PPI (Producer Price Index)
• Fixed predetermined rate

Application Process

1. Online Application: Through evsahibiturkiye.gov.tr
2. Application Period: November 10 - December 19, 2025
3. Lottery Draw: December 29, 2025 - February 27, 2026
4. Contract: With eligible winners after lottery
5. Delivery: Starting March 2027

Important Notes

Test Yourself with Our Calculator

With Social Housing App you can:

• Simulate installment increases
• View income-installment balance
• Calculate rent-installment overlap costs

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